Healthcare
Our international healthcare insurance plans are designed to protect and support your mobile employees wherever they live in the world. Our aim is to simplify and secure the management of their healthcare benefits, regardless of their place of residence or stay!

Depending on the duration and host country, we offer two levels of coverage:

- Comprehensive plans (Euro / USD / GBP / CHF): they take up the role of the local social security basic scheme and that of the complementary coverage scheme. Your insured employees are reimbursed as of the first Euro / USD / GBP / CHF incurred.

- Coverage in addition to a local scheme: the local scheme reimburses on the basis of local social security tariffs and we act as a complementary coverage provider.

Two levels of customization to satisfy your needs:

Modular offer:
main advantages
Tailor-made offer:
main advantages

Rapid set-up:
  • of the policy
  • of the pricing proposal
  • of turnkey employee information

Effective management of plans:
  • detailed statistical reports available upon request
  • tailor-made management of risk developments

Attractive benefits
  • no waiting periods
  • no age limits
  • coverage of pre-existing diseases and congenital malformations

Attractive prices:
  • risk pooling

Fully customized offer:
  • optimized offers via consultations with various partner insurers
  • offer suited to complex organizational, regulatory and geographic factors inherent to international mobility
  • fully tailor-made communication tools
  • simplified offer: clear and direct information

Effective management of plans:
  • benefits constantly adapted to insured members’ needs and costs observed
  • tailor-made management of risk developments

Attractive prices:
  • risk pooling

Please note that we generally recommend the tailor-made solution for companies with more than fifty mobile employees. Please contact us to discuss the solution that best suits your situation.

Modular benefits

Our healthcare insurance solutions include a wide range of flexible and personalized benefits:

  • Hospitalization: to cover the most expensive medical fees such as hospital care, physical therapy expenses, outpatient surgery, etc.
    These benefits include maternity cover and medically assisted procreation, according to the company’s wishes.
  • Routine medical expenses: to cover all everyday fees - consultations with physicians or paramedical practitioners, prescription drugs, laboratory and medical imaging, X-rays, etc.
    You may add alternative medicine coverage to these benefits.
  • Preventive medicine: depending on your wishes, we will together define the coverage for vaccinations, anti-malaria drugs, preventive drugs and health checks.
  • Vision care: to cover lenses, frames, contact lenses and laser eye surgery.
  • Dental care: to reimburse dental consultations and treatment, bone grafting, periodontics, dental prostheses and implants and orthodontics, etc.

Effective management

These benefits are combined with a wide range of related services that are essential for your international employees:
  • Short reimbursement times
  • Reimbursements in more than 150 currencies
  • Direct pre-certification for all expensive treatment including hospitalization
    thanks to our broad worldwide network of healthcare professionals including more than 94,700 accredited providers and 880,000 providers accessed through our Third Party Network partnerships. 
  • Reimbursements granted on the basis of scanned supporting documents
  • Cost control through the internal reference base of “reasonable and customary costs”, direct renegotiation of tariffs, the use of repricing networks in some countries and direct billing networks
  • Efficient synergies with assistance companies
  • Medical second opinions by more than 21physicians at our 4 regional head offices
  • Widespread direct payments worldwide
  • A multicultural team available 24/7at our four regional head offices in Calgary, Paris, Dubai and Shanghai

Contact our team of sales experts to find out more about our Healthcare solutions.

Contact us
Customer services
Americas +1 403 539 6136
Europe +33 (0)1 44 20 48 15
MENA +971 4 365 1302
Asia-Pacific +86 21 6187 0591
 
Sales team
Contact +33 (0)1 44 20 29 98
 
Why choose us?
4 regional head offices always close to you
10 service offices
330,000 members
92% customer satisfaction
94,700 providers worldwide
880,000 in the US alone